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Regulators

National authorities responsible for enforcement of EU AI Act, GDPR, MiCA, and DORA. Profiles by country with sourced facts.

EU EU-wide

Who is the EBA: the EU's banking authority — and supervisor of the biggest stablecoins

The European Banking Authority writes the EU's banking rulebook and, under MiCA, is the body that directly supervises the largest 'significant' stablecoins — the one part of crypto licensing that is centralised at EU level, not national. What it does, how it differs from ESMA, who runs it after the 2026 leadership change, and its role under DORA — every fact sourced.

Who is EIOPA: the EU's insurance and pensions authority — and the third DORA ESA

The European Insurance and Occupational Pensions Authority is the EU's supervisor for insurance and occupational pensions. It has no crypto or MiCA role at all — it matters to this site for one reason: it is the third of the three ESAs that jointly run DORA. What it does, how it differs from EBA and ESMA, and who runs it — every fact sourced.

Who is the EDPB: the EU's data protection coordinator

The European Data Protection Board is the EU-wide body that coordinates national data-protection regulators (DPAs) and resolves cross-border GDPR disputes. What it does, how the one-stop-shop mechanism works, who leads it, and what binding decisions look like.

Who is the European AI Office: the EU's enforcer for GPT-class AI models

The European AI Office is the body that polices general-purpose AI — the GPT/Claude/Gemini-class models — directly from Brussels. What it does, the structural detail most coverage skips (it is not an independent agency — it is a department inside the European Commission), who runs it, and where it stops and national authorities take over — every fact sourced.

Who is ESMA: the EU's securities-markets and crypto rule-maker

The European Securities and Markets Authority is the EU body that writes the technical rulebook for MiCA crypto and is one of the three authorities overseeing DORA. What it does, what it deliberately does NOT do (it does not licence or fine crypto firms — national regulators do), who runs it, and where it sits next to EBA — every fact sourced.

Who is the EDPS: the EU institutions' own data protection supervisor

The European Data Protection Supervisor (EDPS) is the independent authority that watches how the EU's own institutions — the Commission, Parliament, Council, Europol and the rest — handle personal data. What it does, how it differs from the EDPB it is constantly confused with, and who runs it. Every fact sourced.